The Shamrao Vithal Cooperative Bank , Maharashtra Kolhapur IFSC

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1. Many lenders use credit scoring to help them decide whether to offer you credit
2. Credit score is designed to be a prediction of how likely you are to repay a loan, on time
3. Your credit score will change over time as your financial circumstances change
4. For example, paying off a debt could improve your score, while having a court judgment made against you would reduce it
5. Credit Score ranges from 300 to 900
6. Those with a higher score are more likely to have their financial application accepted
7. Lower score means fewer credit opportunities